Cristina Etcheberry

CEO & Founder, Toku

Cristina Etcheberry holds a degree in Commercial Engineering from the Pontificia Universidad Católica de Chile. Before becoming an entrepreneur, she worked at LATAM Airlines, an experience that drew her into technology and payments. In 2020, together with Francisca Noguera and Enzo Tamburini, she co-founded Toku, a fintech platform for recurring payments and automated collections, where she serves as CEO. Under her leadership, Toku — a Y Combinator (S21) company — has become one of the most highly capitalized women-founded startups in Chile, following a US$48 million Series A round, and today operates in Chile, Mexico and Brazil, managing close to US$8 billion in annual transactions for around 500 enterprise clients. In 2026